Zaadmarkt 93, Zutphen, Gelderland, Netherlands. - Hero Image
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Zaadmarkt 93
Zutphen | Gelderland

A Jewel of

Townhouse Artistry

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Baerz & Co North Europe
Baerz & Co North Europe
Presented At
€875,000
Bedrooms
3
Bathrooms
2
Living
2,638
SQM
Stories 3
Fireplace
High Ceiling
Stone Countertops
Washer Dryer
Kitchen island
Laundry Room
Walk In Closet
Basement
Terrace
Parking
Garden
Privacy
Modern
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Zaadmarkt 93, Zutphen, Gelderland, Netherlands. , Zutphen , Gelderland

Zaadmarkt 93 7201 DD ZUTPHEN

A Home with Heart and Soul – Stately Townhouse on the Zutphen Markets For lovers of homes with a story to tell: this eye-catching property stands proudly on the Zaadmarkt. You may recognize it from passing by, from visits to the market, or from simply wandering the charming streets of Zutphen. It’s undoubtedly a remarkable property. Does your heart skip a beat for high ceilings, floral plaster motifs, or windowsills with acanthus-leaf consoles? Are you looking for an abundance of living space for the whole family, right in the heart of the city? Then this striking and distinguished townhouse, on the corner of Bernardsteeg and Zaadmarkt, is definitely worth a visit. Zutphen Zutphen is one of the oldest cities in the Netherlands. In its historic center, you walk through layers of history — you can see it, hear it, and even touch it. Known as one of the Hanseatic cities, its history stretches back even further. This area has been inhabited for at least 1,700 years. After the Vikings wreaked havoc in the 9th century, the ‘Zuid-Venne’ — what is now Zutphen — had to be rebuilt. A ring wall and wide moat were constructed around the city center. The surrounding Zaadmarkt, Houtmarkt, and Groenmarkt still reflect this history today. Modern Love This is the kind of home you can instantly fall for — with its generous living spaces and majestic appearance, featuring beautiful details like white-plastered façades and neoclassical elements such as corner pilasters and an attic floor with distinctive oval windows. Over the past decade, the traditional louvered shutters (known as persiennes) were beautifully restored on the exterior. Inside, the home has been extensively modernized with a contemporary approach, creating a stunning blend of traditional style and modern design. It offers modern living comfort wrapped in the grandeur of the romantic late 19th century. Specs: Total area: 253 m² 4 bedrooms 3 bathrooms Basement A charming mezzanine Plot size: 366 m² Includes a lovely, secluded city garden Zutphen (continued) This delightful IJssel river city is bursting with charm and history. You’ll find several museums, a beautiful quay along the river, numerous boutiques, shops, restaurants, cafés, hotels, quaint streets, and vibrant squares. Just around the corner are the Zaadmarkt and Houtmarkt, which host cozy and diverse markets twice a week. Zutphen is well-equipped with schools and a wide range of sports facilities. It’s also known as a Steiner city, with a strong anthroposophical presence, offering matching shops, Waldorf schools, and various holistic services. Craving some fresh air? Nature is always close by. The IJssel river offers breathtaking views every day, and just a little further out, you’ll find vast forests, the Gorsselse heathlands, and scenic floodplains. Zutphen is only an hour’s drive from the Randstad region, making it an ideal place to settle down. Ground Floor This stately home is actually the combination of two buildings, older than the 19th-century façade suggests. As a result, it features four bays, with a classic double entrance door in the second bay. Step inside the vestibule and be greeted by soaring ceilings, abundant light, and a stunning marble floor. To the right: a living room and kitchen en suite. The flooring is warm oak in a classic herringbone pattern. The walls are freshly plastered in white, and the woodwork is finished in classic Bentheimer yellow. These rooms are surprisingly versatile — they can accommodate anything from sleek minimalist design to vibrant, art-filled spaces, even children’s bikes and dollhouses — everything finds its place here. The combined living room and kitchen span about 100 m², offering generous space. The living room itself is a spacious 43 m², with original window benches and an elegant mantelpiece. The kitchen is modern: sleek, white, handle-less cabinetry and equipped with every convenience — an induction cooktop with downdraft extractor (Bora), convection oven, dishwasher, boiling water tap, and a massive fridge-freezer combination. To the left of the hallway are three bedrooms: The front bedroom has a sunny bay window facing the street. Behind it is a hallway with access to the Bernardsteeg entrance, stairs to the basement, and utility cupboard. Bedroom two includes a large built-in wardrobe and connections for a washer and dryer. Adjacent is a beautiful bathroom with a large walk-in shower, WC, and double sink. The third bedroom is a luxurious, photogenic master suite, featuring plush carpeting and an ensuite bathroom with a large freestanding bathtub and double sinks in the niche. Mezzanine From the master bedroom, you access a mezzanine with a walk-in closet and the charming fourth bedroom, complete with built-in closets and a private bathroom with shower, WC, and sink. This room can also be reached via a private entrance from the main staircase. Basement The house has a spacious basement (approx. 45 m²) offering plenty of storage. Garden The rear of the house faces east — so plenty of morning sun. The garden includes a decorative paved terrace and a lawn. Climbing roses adorn the garden walls. There is also a small shed for garden tools. In Short An old soul with a modern heart. Want to experience the atmosphere? We’d love to give you a private tour. General: Year built: 1600 Condition: Good (exterior maintenance via the owners’ association) Heating: Gas central heating with radiators Location: In the city center Storage: Large basement Parking: Public parking with resident permit in front of the house Volume: 1,194 m³ Living area: 245 m² Other indoor space: 47 m² Energy label: Not applicable (monument status) Availability: In consultation

Exterior

Property

Gallery

3D Street View Tour

Map showing Zaadmarkt 93, Zutphen, Gelderland, Netherlands.

Property Location

Zaadmarkt 93, Zutphen, Gelderland, Netherlands., Zutphen Gelderland

Local Weather & Climate

Zutphen, Gelderland

Current Conditions Updated recently
47 °F
Overcast clouds
Feels Like 42°F
Humidity 80%
Wind 11 mph
Visibility 6.2 mi
Sunrise 5:28 AM
Sunset 5:54 PM
5-Day Forecast
Tue 24 Mar
Clouds
High 59°
Low 47°
Wed 25 Mar
Rain
High 53°
Low 39°
Thu 26 Mar
Rain
High 44°
Low 36°
Fri 27 Mar
Clouds
High 44°
Low 35°
Sat 28 Mar
Clouds
High 51°
Low 42°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Zutphen?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (Netherlands)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*Deduction rate capped at 36.95% for 2025. Must be annuity or linear mortgage. 30-year maximum term.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for Netherlands. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on Netherlands tax year 2025 (fiscal year: January-December), rules effective from 2001. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Zutphen. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $87,500,000 20% down ($17,500,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$7,519
$7,519/day
Your home may appreciate while you sleep
$52,777/week $228,698/mo $2,744,382/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$48.1M
vs
OWN 📈 +$68.3M
$68.3M Potential Equity
vs $48.1M lost to rent over 10 years
$17.5M Down Payment Growth
3.9x
10yr
$68.3M
8.1x
20yr
$141.4M
12.6x
30yr
$221.0M
Wealth Comparison
×526
Equivalent to 526 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $221.0M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $103.0M +18%
Market $119.2M +36%
Optimistic $137.5M +57%
$68.3M est. equity
20 Years
Conservative $121.4M +39%
Market $162.3M +85%
Optimistic $216.1M +147%
$141.4M est. equity
30 Years
Conservative $142.9M +63%
Market $221.0M +153%
Optimistic $339.6M +288%
$221.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This other at Zaadmarkt 93, Zutphen, Gelderland, Netherlands features 3 bedrooms with 2,638 square feet of living space.
This property offers 2,638 square feet of living space.
This property is listed at $87,500,000, which equals $33169 per square foot.
Based on current market indicators, Zutphen shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a other located in Zutphen, Gelderland. The property is situated in an established neighborhood with convenient access to local amenities and services.
Baerz & Co North Europe

Baerz & Co North Europe

Baerz & Co North Europe

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